Problems

Not only do security and intelligence agencies in India openly discriminate against unmarried women, making fake allegations against them without any proof and stealing their retirement savings, and sexually harassing them for years, they are also not allowed to keep more money. For example the finance minister was quoted in times of india as saying that a married woman is allowed to have 500 gm of gold amounting to approximately Rs 15 lakh (10 grams of gold are costing approximately Rs 30000) , an unmarried woman is allowed to keep 250 gm of gold.
Why are unmarried women allowed to keep less money in the form of gold
However some unmarried women, especially those living alone, without a working atm card, may prefer to keep cash for financial emergencies instead of gold, as few expected demonetization to take place. If they keep a small amount of cash, , at home, why are indian intelligence and security agency officials especially in panaji, goa labelling them as a security threat, having black money can the indian government explain. these intelligence and security agency officials are then repeatedly stealing the small

Why are married indian women keeping Rs 15 lakh word of gold which cannot be accounted (black money), legally authorized by the indian government to do so, while unmarried, experienced women professionals who have worked for twenty years, and have enough income, labelled as being a security threat, having black money, when they keep a small amount of cash at home, for financial and other emergencies, business problems and expenses.

In an indication of how indian mutual funds are operating birla sunlife officials allegedly appear to be obsessed with the google, tata sponsored westernized goan obc bhandari sex expert sunaina chodnekar, 2013 bsc who fraud ntro officials are falsely claiming was their btech 1993 ee classmate because the goan sex worker is offering free sex to the miserly fraud ntro officials .
The miserly fraud ntro officials do not have the honesty to pay for commercial sex and then falsely claim that the goan sex worker R&AW employee sunaina chodnekar who offers them free sex, was their btech 1993 ee classmate so that the indian government and indian tax payer pays for free sex offered by the call girl R&AW employee sunaina to NTRO officials, especially in goa.
In reality the google, tata sponsored goan sex worker R&AW employee sunaina chodnekar 2013 bsc has almost no savings, no investment and no professional experience, except having sex with some of the most powerful officials in India. However the mentally unsound ntro officials like j srinivasan are obsessed and infatuated with the goan obc bhandari sex expert R&AW employee sunaina chodnekar and are falsely claiming that the goan sex worker has the impressive resume, investment offline and online of their btech 1993 ee classmate who these officials hate.
The ntro officials hate their btech 1993 ee classmate,a harmless single woman obc engineer, have sexually harassed and tortured their harmless classmate for more than 6 years since 2010, and were overconfident that they could steal her identity including impressive resume, investment for google, tata sponsored sex workers and other frauds. So abusing his powers as an NTRO official, the shameless fraud j srinivasan falsely claimed that the sunaina, the goan sex worker had the mutual fund investment of his btech 1993 ee classmate, to get the goan sex worker great powers and privileges from the mutual funds including birla sun life.

Knowing that the tata, google sponsored goan sex worker R&AW employee sunaina chodnekar is only a sex expert who has sex with senior cbi, ntro, google, tata and other top officials, and has no investment in mutual funds, some of the mutual funds are refusing to acknowledge the google, tata sponsored sex worker R&AW employee sunaina chodnekar . However birla sun life officials, it department appears to be obsessed with the google, tata sponsored goan sex worker R&AW employee sunaina chodnekar and are repeatedly sending spam emails daily to real domain investor with the account statement, allegedly because ntro official j srinivasan is blinded with his infatuation for the goan sex worker.

Most other mutual funds are sending emails once a month, however birla sunlife does not have an unsubscribe option available, and is sending emails daily, clogging up the inbox. The latest spam email from birla sunlife mutual fund was delivered at 1.25 pm on 1 December 2016. Looking for help to end the daily spam mails from birla sunlife mutual fund td

Few can match the cruel criminal fraud sex animal tata, google, ntro, cbi, indian government officials in panaji,goa who are worse than animals in their cruelty, dishonesty and bestiality. Not only do these sex animal ntro officials falsely claim that 10 lazy greedy mediocre fraud goan SEX WORKERS, cheater housewives like goan gsb fraud riddhi nayak, shivalli brahmin nayanshree hathwar, and other frauds who never answered JEE were their btech 1993 ee classmate, online experts to get these fraud women lucrative R&AW/CBI/indian intelligence jobs with monthly salary, for doing nothing, the cruel criminal animal like officials in panaji, goa are ruthless in stalking and torturing the harmless obc engineer whose resume, btech 1993 ee degree these cruel criminal indian government officials have stolen for goan sex workers, fraud housewives and other frauds
These criminal animals in human form employed by the indian and goan government, yet alleegdly on the payroll of google, tata are not only ruthless in causing great pain to the harmless obc single woman engineer , domain investor, using microwave radiation weapons, whenever she will work on the computer, they are also shameless dishonest frauds falsely claiming that the google, tata sponsored indian intelligence employees are doing whatever little work their torture victim is able to do enduring the great torture of the cruel criminal officials in goa
For example on 30 November 2016 between 8 pm and 9 pm the cruel criminal cowardly animal like ntro and other officials in panaji were torturing the harmless domain investor, causing great pain, yet these cruel criminal indian government officials and their associates will shamelessly want to take credit for whatever work was being done, content being written.
It exposes the criminal nature, dishonesty and lack of humanity of these officials , they are actually trying their best to cause pain and slowly murder the harmless domain investor, making it extremely difficult to do any kind of work online , torturing her with microwave weapons. Whatever little work she is able to do, enduring the daily criminal assaults of the cruel criminal government officials in panaji, goa, these cruel criminal officials shamelessly try to take credit indicating the complete lack of humanity, the ruthlessness, shamelessness of the google, tata slander, murder campaign on india’s largest female domain investor

These cruel criminal government employees in panaji, goa are so ruthless in damaging the reputation, causing financial losses, pain, to the harmless domain investor that one or more cruel criminal cowardly government employee has been deployed to stalk and torture the domain investor daily in panaji, goa , to increase the radiation levels so that she experiences great pain whenever she will use the laptop. They do not want her to use the laptop, remain idle , so that she cannot make any money despite investing a lot of time and money.
If she will endure the pain inflicted, criminal torture, of the criminal officials in panaji, and do some work on the laptop, these criminal officials will then falsely claim that their lazy fraud google, tata sponsored sex partners, relatives and friends, shameless liars are doing all the work on the laptop.

If the government officials were honest , they would not torture a harmless civilian who has not broken any law daily with microwave weapons causing great pain, radiation burns in panaji, goa, a crime under section 323 of the indian penal code just because google, tata have bribed them to murder a google competitor. In almost all countries, citizens can register any number of domain names without being criminally tortured . They would also not falsely claim that the 10 lazy greedy mediocre fraud google, tata sponsored indian intelligence agency employees and their associates, who have no internet connection, are doing any work online to give these frauds a monthly salary and defame, cheat, exploit, torture the real domain investor causing the real domain investor great pain daily for more than 6 years.

The reason for the currency chaos is the fact that corrupt officials lacking vision and foresight have great powers in India and no one has the honesty to realize this fact and take corrective action. The fact that the most powerful officials in India lack foresight and can think only short term was proved by the identity theft of india’s largest female domain investor and an engineer from a top college.
The indian government is wasting tax payer money, paying a monthly salary to 10 lazy greedy mediocre google, tata sponsored goan sex workers, cheater housewives and other fraud R&AW/CBI/indian intelligence employees falsely claiming that they have the resume, investment, paypal account of the engineer and domain investor .
The powerful ntro, cbi official who planned the identity theft fraud on india’s largest female domain investor, was so incompetent that he failed to anticipate the fact that none of the 10 google, tata sponsored indian intelligence employees would not be interested in working online or investing any money online.

When none of these women were interested in investing any money online, on what basis did ntro and other officials plan the great online impersonation, identity theft fraud, Why did the CBI, NTRO official not do his or her homework, and check with the women, whether they are interested in working online, investing money online, before giving them fake references, falsely claiming that they were domain investors and getting them permanent R&AW/CBI/indian intelligence jobs with monthly salary, pension.
These cbi, ntro officials were so incompetent, lacking foresight, that they failed to realize that unless a woman was actually investing money in domain names, taking a risk, and controlling the domain names, no one would call her a domain investor other than the fraud indian intelligence and security agencies who parrot whatever lies their masters in google, tata tell them to. They also lack the humanity and humility to admit their mistake and take corrective action . Is wasting indian tax payer money on frauds with fake resume, fake investment, fake work, not worse than black money, a clear case of corruption

The demonetization is the latest blunder in the long series of mistakes of powerful indian intelligence and security agency officials who lack the vision to correctly predict the future, anticipate problems, which they are likely to face and take action accordingly This is in contrast to westerners, british statesmen like Winston Churchill, who were able to correctly predict that the brahmins would control independence india and treat other indian citizens cruelly, google, cia which able to manipulate indian intelligence and security agencies, especially ntro, cbi at will and get their mediocre puppets like goan sex worker R&AW employees sidhi sunaina great powers with fake resumes, fake investment, fake work

In a clear indication that the demonetization exercise is a big farce and the indian government is least interested in ending corruption the indian government is falsely claiming that at a lazy greedy mediocre inexperienced goan sex worker slim westernized goan obc bhandari slut sunaina chodnekar, 2013 bsc , who has sex with top indian security agency, ntro, cbi, intelligence, google, tata employees is a domain investor owning this website and othe domain names , when the goan SEX worker has never invested any money online and does not control any website or domain name. The fake claims are being made to please large corporates like google, tata whose officials the sex worker sunaina sleeps with.

Just because a fraud ntro official j srinivasan is infatuated with the lazy greedy mediocre goan SEX WORKER sunain chodnekar 2013 bsc and has duped a large number of companies like ebay, sbi, bsnl,internet companies that the goan sex expert was his btech 1993 ee classmate, a huge amount of indian tax payer money is being wasted to defend the lies of the fraud j srinivasan and pay the goan sex expert a monthly salary of more than Rs 20000 falsely claiming that the sex expert owns website. In reality the goan sex expert R&AW employee sunaina does not control any website at all, in fact the news that R&AW employee sunaina is a call girl is published on all the website that the the prostitute on the payroll of the indian government falsely claims to own.

However in 2016 to please large corporates like google, tata, the indian government is openly encouraging young indian women to become call girls providing sexual favors to top indian officials , rewarding call girls with top intelligence agency jobs with fake resumes, fake investment, fake work, so despite the news of the sex worker being posted on websites, the shameless fraud top ntro, raw, cbi, security agency officials continue to falsely claim that sunaina sex partner owns the websites where her news of her sex bribes are published

If sunaina or any other indian intelligence employee was actually owning any website, why would a disclaimer be published on any of the websites or domain names, can the indian government explain? When the google, tata sponsored sex worker, cheater housewife and other fraud indian intelligence employees faking a btech 1993 ee degree to get a monthly salary from the corrupt indian government, are not interested in investing any money in domain names, why spread false rumors that the sex workers and frauds own websites to give them a monthly government salary and great powers.
Why is the indian government not honest that a private citizen owns websites, domain names, and is india’s largest female domain investor while the indian intelligence employees faking a btech 1993 ee degree are only sex workers, cheater housewives and other frauds who have no knowledge, experience of the internet or control any website.

Most of the corruption in India is related to powerful government officials in intelligence and security agencies like cbi, ntro abusing their discretionary powers for personal gain, hatred or to increase the profit of large corporates like google, tata who bribe these officials, making fake allegations against harmless citizens without any proof . These officials are smart enough not to accept cash bribes or payment to the bank account, they get government or other jobs for their mediocre lazy greedy relatives, sex partners and friends with fake resume, fake investment and fake work, especially in the indian internet sector .

The officials are bribed through their relatives and friends like goan gsb fraud cbi/raw employees riddhi nayak, siddhi mandrekar, nayanshree hathwar, sunaina who do no work online at all or invest any money online , yet are getting a monthly salary from the indian government for doing nothing, because google, tata are falsely claiming that these lazy mediocre fraud indian intelligence employees are online experts as they are large corporates with many employees while the resume theft victim is a small business owner .

Financial records, income tax returns, surveillance and bone ossification tests will easily prove that none of the 10 lazy greedy mediocre inexperienced google, tata sponsored R&AW/CBI/indian intelligence employees faking a btech 1993 ee degree, have answered JEE, are making any money online or investing any money online, yet the indian government continue to falsely claim that the 10 fraud indian intelligence employees have a btech 1993 ee degree. In the btech 1993 ee class there were only 5 female engineers and the details of the other 4 women engineers can be easily verified checking their linkedin profiles and their contact details

Can the indian government explain how 10 fraud R&AW/CBI/indian intelligence employees who never answered JEE can falsely claim to have the resume, investment and paypal account of a single woman obc engineer with a btech 1993 ee degree and are getting a monthly salary and pension of Rs 20000 each from the indian government? Is paying mediocre frauds with fake resumes, fake investment and fake work, a monthly salary not corruption and a waste of indian tax payer money, can anyone in the modi government, indian intelligence and security agencies explain in an open debate.

To destroy competition google, tata are involved in a major SEX online fraud, rewarding all the mediocre lazy greedy cheaters, liars, sex workers, stalkers defaming, cheating, exploiting and betraying a google competitor with R&AW/CBI/indian intelligence jobs with fake resume, fake work, fake investment, wasting tax payer money, in a major black money racket.
However the irrational indian intelligence and security agencies fail to realize that fake references from fraud powerful indian intelligence officials is not going to change the levels of incompetence or risk taking ability of the google, tata sponsored indian intelligence employees they will remain mediocre lazy greedy frauds. when the indian government gives these mediocre frauds great powers, not only tax payer money is being wasted, they will also make many expensive mistakes, causing great losses to the organization where they are given great powers
The problems are obvious when these incompetent indian intelligence employees are planning and implementing extremely poor systems without any cross checking, making many mistakes . Memory reading will have a limited effect as the lifestyle of a domain investor, a private citizen with no powers will be completely different from the life of an indian intelligence employee who has very great powers, who does no work online and whose decisions can cause losses or harm to a large number of people
It is an indication of the lack of patriotism of top officials that they are only interested in promoting their relatives, friends and sex partners, they fail to acknowledge the losses they are causing to the country with their extremely poor decisions

There is a lot of resentment against demonetization in India because of poor implementation and the extremely incompetent greedy selfish top government officials are likely to to cause the failure, and election losses. The government is gambling that the young who do not require and do not have much savings, and will not lose much, will support the demonetization and will become the main beneficiaries, CBI has been using this method for a very long time to ensure that all power is reserved for its mediocre fraud puppets.
Now it becomes increasingly clear that the indian government did not extend the term to Dr Raghuram Rajan as governor of RBI, though he was fairly popular as the RBI governor, because he would not let the indian government go ahead with the demonetization plan , because of the hardship that it is causing a large section of people and because he would not toe the line of the government. This was stated by a former finance minister Chidambaram in a television interview. It appears that the only place for honest and idealistic indians is in academics, there is no place for them in policy making, so Dr Raghuram Rajan had to return to an academic life which he mentioned frequently in his interviews.
Today the main problem in India is not tax evasion, it is the extremely selfish, greedy , intolerant, SHAMELESS FRAUD and incompetent powerful government employees especially those with fake resume, fake investment, fake experience and fake work. There is a serious flaw in the indian government systems that these officials are given great powers and getting a monthly salary despite their well known incompetence, lack of experience, and fake work, while the harmless indian citizens who they are harassing, cheating, exploiting cannot do anything about it.
Before pointing fingers at the billion indian citizens for black money as the recent demonetization move proved, the indian government should review their own systems especially in indian intelligence and security agencies, wich are repeatedly misused for personal gain and hatred, wasting tax payer money on sex workers , housewives and other frauds, and destroying the life of harmless citizens. As long as the central government gives great powers to incompetent, dishonest, lazy fraud employees who do no work, except having sex with top officials and stalking, to please corporates like google, tata most of india’s many problems will remain.

The government officials are deluding themselves that demonetization of Rs 500 and Rs 1000 notes will make india rich and prosperous overnight to justify their poorly planned fiasco. However they do not realize that in a great nation competence, honesty, hard work is more important for making a nation great comparing to preventing tax evasion or incorrectly labelling harmless citizens as tax evaders to steal their resume, savings and memory for sex workers, cheater housewives and other frauds to give all the frauds lucrative indian intelligence jobs.

The demonetization will not affect most indian government officials to any great extent, these incompetent, dishonest, corrupt officials will continue to have great powers in India, and make incorrect and stupid decisions which are only benefiting themselves and their associates. As long as the indian intelligence agencies are completely lacking in intelligence and cannot verify the resumes of their own employees, sex workers, cheater housewives and other frauds will continue to have great powers in india with fake resume, fake investment, fake work and these frauds will naturally not do any work or take the right decision

Discrimination and exploitation is deeply embedded in the indian intelligence and security agencies and unless corrupt incompetent government officials are changed, instead of improving, conditions in India could become worse. There is a general agreement that government officials a few decades ago, were less corrupt, more competent than the powerful officials in india in 2016, who have fake resumes, so after demonetization, conditions could become worse.

The finance minister Arun Jaitely is claiming on television that farmers will receive payment electronically, yet when ntro and the indian government is so incompetent and dishonest that it is wasting tax payer money on 10 lazy greedy mediocre google, tata sponsored goan sex workers, cheater housewife and other fraud R&AW/CBI/indian intelligence employees faking a btech 1993 ee degree falsely claiming that they are online experts, domain investors, how can the government ensure that the electronic payment will be made reliably without any fraud at all.
If ntro officials are so incompetent and dishonest that they cannot verify the identity of india’s largest female domain investor and are openly involved in a major online fraud, how can they be expected to be competent enough to process millions of electronic transactions accurately and reliably> Before claiming to prevent tax evasion, the government should check how much tax payer money is wasted on mediocre lazy fraud google, tata sponsored indian intelligence employees with fake resumes, fake work, fake investment?

In the last few years, cbi, indian intelligence and security agencies are openly involved in impersonation, identity theft frauds on indian citizens, especially those who are keeping their money in the bank, stealing the resume and money of harmless indian citizens who are not well connected for their friends and relatives

For example a section 420 fraud ntro official parmar has falsely claimed that the fair eighth standard pass housewife naina, mother of two sons, who has no work experience or income or savings of her own, has the btech 1993ee degree, resume, investment, paypal account of india’s largest female domain investor to get the google, tata sponsored eighth standard pass housewife naina a CBI job with monthly salary .
It is a reflection of the extreme incompetence and poor systems in Indian intelligence agencies that a fraud official like parmar is allowed to commit a fraud on the indian government, tax payer falsely claiming that naina, EIGHTH STANDARD PASS HOUSEWIFE is an engineer and online expert to waste tax payer money paying her a monthly salary when she deserved nothing as the google., tata sponsored fraud naina has never operated a computer in her life. Allegedly the fraud NTRO official parmar has duped OBC bank that the eighth standard pass cbi employee housewife naina, mother of two sons, who has never used the internet, owns this website to give her and her associates great powers , when actually the cbi employee naina is only the eighth standard pass girlfriend of fraud official parmar , who is stalking the real domain investor, who parmar hates and whose resume parmar has stolen for his girlfriend naina.
NTRO officials can access the banking information of almost any indian citizen and they are misusing it to plan and execute major identity theft frauds. For example for more than 6 years, google, tata have planned and attempted a major impersonation, identity theft fraud on india’s largest female domain investor. Though google, tata managed to steal the retirement savings of the domain investor without a court order and reward 10 lazy greedy mediocre inexperienced cheater women with R&AW/CBI/intelligence jobs faking a btech 1993 ee degree, resume, investment, work, the google, tata sponsored fraud indian intelligence employees were too mediocre, lazy , risk averse for the impersonation fraud to succeed, though tax payer money is being wasted paying them a monthly salary with fake resumes
Identity theft has become a very lucrative racket for government officials, large corporates especially in the IT and internet sector and the indian mainstream media refuses to cover the fraud, though it has become a major problem with innocent harmless people targetted. Realizing this many indian citizens, especially those who are not well connected, were keeping some of their money in cash, to help them tide any financial emergency, especially when cbi, indian security agencies would steal their retirement savings without a court order. However there is no end to the greed of intelligence and security agency officials who are the main beneficiaries of the identity theft frauds on indian citizens, enjoying free sex, getting jobs, monthly salary for their relatives, friends with fake resume, fake work, fake investment.
So to ensure that indian citizens cannot escape any identity theft attempt and do not have any cash, the demonetization was announced. Now indian citizens will be forced to resort to barter as their faith in the government and financial system has been adversely affected.