Web based applications, productivity suites and tools get a lot of coverage in the websites covering technology. These include online office tools like Google Docs, Zoho and personal finance management tools like Onyem, Boxfer , Perfios . These tools may be very popular but may not succeed locally because of several reasons

• Internet access is still expensive, ISPs like BSNL, MTNL, Hathway charge users on the basis of every MB downloaded. For BSNL , the lowest plan has a download limit of 150 MB, so just uploading and downloading the documents can be expensive.

• Internet connections are not reliable. At times, the connection is not available for more than  24 hours due to cable failure and other problems. You may need to review it , but will simply not be able to access it.

• Security – Even when you deal with the largest internet companies today as a customer or affiliate, most of them are unable to ensure that your data is confidential, some times due to factors beyond their control. Uploading your personal information including finances and bank details online can lead to a new set of problems.